Everyone loves saving money, especially when it doesn’t involve a huge lifestyle change. If you’re a homeowner looking to save some money on a monthly basis, start with your utilities. Are they running as efficiently as they could be? By taking a few steps on a daily or monthly basis, you can often improve the efficiency of your heating and cooling utilities and save yourself some funds that you can put toward a home renovation or a night out. Here are some little things that you should check before you decide to tear out your old units and replace everything. (more…)
Helpful Home-Selling Tactics
Selling your home can create a stressful proposition. For one, you’re selling a place that has a lot of sentimental value for you and your family members. Additionally, your ability to sell your home may impact your financial situation as you purchase a new home. Everyone wants to sell their home quickly, but you don’t want to cost yourself thousands of dollars in the process. That’s why it’s important to know these important home-selling tactics. Using the right combination of tactics when selling your home can help you avoid stress and move the property quickly. (more…)
Conventional or FHA Home Loan?
In almost every case, a first-time homebuyer will need a mortgage to complete the purchase of their home. Depending on your personal finance situation, you may choose between a conventional loan, or a Federal Housing Administration loan. Each of these loans has its own pros and cons, and each type has its own requirements. What’s the difference between the two, and how do those differences affect your financial outlook heading into the future? In today’s blog, we help you move forward with the next step in the home-buying process. (more…)
You Can Afford a Home in Omaha
Omaha has continued to grow as a desirable destination within the Midwest. With a burgeoning tech sector, fun cultural events, and a blossoming restaurant scene, Omaha has lots to offer for a variety of demographics. One of the greatest assets that Omaha has in addition to these cultural benefits is the affordability of its homes. Home values are increasing throughout Omaha, as more people look to buy. However, home prices in the area started at a much more reasonable baseline in advance of the recent boom, which allows everyone to win. (more…)
How Homeownership Affects Your Lifestyle
Buying a home is often presented as the logical next step in a series of big life events. You graduate from school, build your career, potentially meet a partner, and then you buy a home. While there are a number of benefits to purchasing a home of your own, it’s not necessarily something everyone should dive right into. Becoming a homeowner affects your lifestyle, and you want to make sure that that effect is a positive one. Here’s a quick guide on the changes that come with owning a home, and how you can prepare to move forward with this big decision. (more…)
What Goes Into a Home-Buying Budget?
You’ve decided — you’re making the big move. Now is the time; you’re going to buy a home. What next? Before you begin you search and fall in love with a home that is way out of your price range, you should set a home-buying budget. Okay, great. How do you to that? There are a number of home mortgage and home budget calculators that you can use online, but almost all of them rely on similar criteria. Here are the things to consider as you begin to set your home-buying budget. (more…)
Keys to Selling Your Home Quickly
A quick home sale reduces your stress and keeps you flexible as you move on to the next chapter of your life. If your home languishes on the market for months, it can add undue pressure to other areas of your life. While everyone wants to sell their home quickly, it doesn’t always happen. Much like when you make your first home purchase, there are important things to learn about selling your home. Some market factors will always be out of your control, but there are certain steps you can take to ensure a smooth and easy process for yourself. (more…)
Follow This New Homeowner Checklist
If you’re a first-time homebuyer, congratulations! You’ve worked hard to get to this moment, and you’re finally moving forward with a huge new chapter of your life. After all of the searching, and saving, and paperwork, you’re ready to move in and take ownership of your new home. When you do so, you may be tempted to dive right into home improvement and customization — after all, it’s your house now. Before you get carried away, be sure to check out this new homeowner checklist to avoid common pitfalls that snag first-time homebuyers. (more…)
What Questions Are You Asking About Homeowners Insurance?
There are some life-defining highlights that come with purchasing your first home. You’ll remember closing on the house, taking a picture outside, and of course, moving in. There is so much to be excited for when it comes to buying your first home, and that’s why it’s easy to forget about some of the minutiae. There are the closing costs, the paperwork, and even something like homeowner’s insurance. If you get caught up in closing on a house, you may not remember to get all of those details lined up beforehand. Then, you may be in a position where you choose the easiest option, rather than the one that’s best for you. What questions do you still have about homeowners insurance? (more…)
Set Homeowner Resolutions for 2020
The new year is just around the corner — are you making any resolutions? You can stick with classic choices like, “I’m going to exercise more,” or “I’m going to learn to play the guitar,” but you may want to broaden your scope. While you’re working on some personal resolutions, consider making some resolutions as a homeowner. A short list of resolutions can give you some goals to hit next year as you improve and care for your home. Here are a few options for manageable homeowner resolutions in 2020. (more…)
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