Category: Financing

How We Pick Your Home’s Price

Do you have a house you need to sell? Whether you’re looking to upgrade or leave the area, we can help you enjoy a headache free source. In today’s blog, Bill Swanson and The Swanson Group talks about how we help our clients in Omaha, NE, sell their homes, and get a good price!

Ready For Closing Day?

You’ve found your house. You’ve put in an offer and good news, it was accepted! Now what? Now it’s time for closing day, the last items to check off before you start moving in and making this house your home. In today’s blog, Bill Swanson and The Swanson Group of Omaha, NE, talk about the… Read more »

Understanding Different Mortgage Products

Understanding Different Mortgage Products

If you’re looking to purchase a home, or you’re interested in refinancing your home, you’ll want to understand the different mortgage products available to you. Looking at a home loan like a product is a great way to approach the situation analytically. Your home mortgage will come with certain terms and conditions, based on a… Read more »

Completing The Mortgage Pre-Approval Process

Pre-approval for a home mortgage shows potential sellers that you are serious and qualified to purchase a home. Pre-approval is a virtual must in a crowded marketplace. You don’t want to start down the process of finding your dream home, only to be tripped up by a lack of funds. Pre-approval allows you to move… Read more »

Special Loans for First-Time Buyers

If the process behind buying a home has discouraged you from attempting to do so, you’re not alone. Legal and financial barriers can make it difficult to take the leap as a first-time homebuyer, even if you’re really excited to own your first home. You should know that there are some unique home financing options… Read more »

Conventional or FHA Home Loan?

In almost every case, a first-time homebuyer will need a mortgage to complete the purchase of their home. Depending on your personal finance situation, you may choose between a conventional loan, or a Federal Housing Administration loan. Each of these loans has its own pros and cons, and each type has its own requirements. What’s… Read more »

Don’t Wait for a Mortgage Pre-Approval

Mortgage “pre-approval” is called that because it’s the step that you should take first in the home-buying process. Getting pre-approved for a home loan shows homesellers that you’re a serious buyer, and it gives you the ability to move quickly when you find a home that you love. If you wait to get approved for… Read more »

What Factors Determine What Kind of Mortgage You Get?

When you wade (or in some cases, cannonball) into the world of homebuying, you’ll almost certainly start by getting preapproved for a mortgage. You should know that not all mortgages are made equal. There are a number of factors that determine what kind of mortgage you can receive, and what kind of mortgage will work… Read more »

Should You Refinance to Complete a Home Renovation?

One of the perks of purchasing a home is that instead of just paying a monthly fee for rent, you’re actually getting equity for your money. You’re working toward owning the place where you live. Purchasing a home is a long-term plan, and your homeowner wants and needs can change over time. If you decide… Read more »

Understanding Fixed- and Adjustable-Rate Mortgages

Buying a home for yourself isn’t only a matter of searching for the right property. You also need funding to make the purchase. Unless you have the flexibility to pay cash for a home outright, which is unlikely, you’ll need a home mortgage. When you go to apply for a mortgage, again, you have options…. Read more »