One of the perks of purchasing a home is that instead of just paying a monthly fee for rent, you’re actually getting equity for your money. You’re working toward owning the place where you live. Purchasing a home is a long-term plan, and your homeowner wants and needs can change over time. If you decide… Read more »
Category: Financing
Understanding Fixed- and Adjustable-Rate Mortgages
Buying a home for yourself isn’t only a matter of searching for the right property. You also need funding to make the purchase. Unless you have the flexibility to pay cash for a home outright, which is unlikely, you’ll need a home mortgage. When you go to apply for a mortgage, again, you have options…. Read more »
Start Saving for Your Home Down Payment Early
Buying a home is one of the biggest financial decisions that you can make. It takes plenty of time, consideration, and preparation. That last part is key. You may not be considering buying a home in the next year, but you still need to lay the groundwork for this decision. Saving for a home down… Read more »
It’s Time to Find a Loan Officer for Your Mortgage
Efficiency is a must during the homebuying process, especially in a hot housing market. Right now, it seems like just about every housing market is a hot one — definitely Omaha. If you want to purchase a home in Omaha, you need to have your ducks in a row before the process even begins. If… Read more »
Is Pre-Approval a Must for Buying a Home?
Whether you’re a first-time homebuyer or a veteran of the process, you’re aware that making a home purchase takes time and legalease. Anything you can do to speed up the process is a huge help, and one of the biggest first steps that you can take is seeking pre-approval for your home mortgage. Pre-approval is… Read more »
How to Build Credit Before Buying a Home
If you’re not a personal finance nerd, making a foray into the world of personal credit and home financing can feel a little overwhelming. You probably just want to buy a home. Having a good credit score will be a huge ally in the process! You can begin building, repairing, or improving your credit score… Read more »
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